:root{--paper:#fffcfb;--paper-raised:#fff;--ink:#26120f;--ink-soft:#634945;--ink-faint:#846d6a;--line:#f2e0dc;--gold:#c8a227;--gold-deep:#8a6d12;--gold-tint:#fbf3dc;--teal:var(--accent);--teal-deep:var(--accent-deep);--teal-tint:var(--accent-tint);--danger:#b3432e;--accent:#de2910;--accent-deep:#a4160b;--accent-tint:#fff4f2;--font-display:"Bricolage Grotesque", ui-sans-serif, sans-serif;--font-body:"Schibsted Grotesk", -apple-system, BlinkMacSystemFont, sans-serif;--font-mono:"Azeret Mono", ui-monospace, monospace;--radius-sm:6px;--radius-md:10px;--radius-lg:16px;--shadow-card:0 1px 2px #101b330a, 0 8px 24px -12px #101b331f;--shadow-raised:0 4px 16px -4px #101b332e;--container:1160px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);font-family:var(--font-body);-webkit-font-smoothing:antialiased;margin:0;font-size:16px;line-height:1.6}img{max-width:100%;display:block}a{color:var(--accent-deep);text-decoration:none}a:hover{text-decoration:underline}.wrap{max-width:var(--container);margin:0 auto;padding:0 24px}h1,h2,h3,h4{font-family:var(--font-display);color:var(--ink);letter-spacing:-.01em;margin:0 0 .5em;font-weight:600}h1{font-size:clamp(2.2rem,4vw,3.4rem);font-weight:600;line-height:1.08}h2{font-size:clamp(1.6rem,2.6vw,2.2rem);line-height:1.15}h3{font-size:1.25rem}p{color:var(--ink-soft);margin:0 0 1em}.eyebrow{font-family:var(--font-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--accent-deep);font-size:.72rem;font-weight:600}header.site-header{background:var(--paper-raised);border-bottom:1px solid var(--line);z-index:40;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:16px;padding:16px 24px;display:flex}.logo{font-family:var(--font-display);color:var(--ink);font-size:1.3rem;font-weight:600}.logo:hover{text-decoration:none}nav.main-nav{align-items:center;gap:28px;display:flex}nav.main-nav a{color:var(--ink);font-size:.92rem;font-weight:500}nav.main-nav a:hover{color:var(--accent-deep);text-decoration:none}nav.main-nav a[aria-current=page]{color:var(--accent-deep)}@media (width<=640px){nav.main-nav{display:none}}.btn{border-radius:var(--radius-sm);cursor:pointer;border:1px solid #0000;justify-content:center;align-items:center;gap:8px;padding:10px 20px;font-size:.9rem;font-weight:600;transition:transform .12s,box-shadow .12s;display:inline-flex}.btn:hover{text-decoration:none}.btn-accent{background:var(--accent-deep);color:#fff}.btn-accent:hover{color:#fff;background:#8a1208}.btn-outline{color:var(--ink);border-color:var(--line);background:0 0}.btn-outline:hover{border-color:var(--ink)}.btn-sm{padding:7px 14px;font-size:.82rem}.hero{border-bottom:1px solid var(--line);background:radial-gradient(ellipse at top, var(--accent-tint), transparent 65%);text-align:center;padding:56px 0 48px}.hero-inner{max-width:62ch;margin:0 auto}.hero h1{margin-bottom:.4em}.hero .lede{margin-left:auto;margin-right:auto;font-size:1.08rem}.hero-cta-row{flex-wrap:wrap;justify-content:center;gap:14px;margin-top:28px;display:flex}.broker-highlight-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}@media (width<=760px){.broker-highlight-grid{grid-template-columns:1fr;max-width:380px;margin:0 auto}}.broker-highlight-card{background:var(--paper-raised);border:1px solid var(--line);border-radius:var(--radius-lg);text-align:center;box-shadow:var(--shadow-card);flex-direction:column;padding:28px 22px;display:flex}.broker-highlight-card .logo-slot{justify-content:center;align-items:center;height:42px;margin-bottom:16px;display:flex}.broker-highlight-card .logo-slot img{object-fit:contain;max-width:140px;max-height:100%}.broker-highlight-card .name{font-family:var(--font-display);color:var(--ink);margin:0 0 4px;font-size:1.1rem;font-weight:600}.broker-highlight-card .badge{color:var(--ink-soft);flex-grow:1;margin-bottom:20px;font-size:.86rem}.broker-highlight-card .btn{width:100%}.page-hero{border-bottom:1px solid var(--line);padding:56px 0 40px}.page-hero .lede{max-width:60ch;font-size:1.05rem}section{padding:64px 0}section.tight{padding:40px 0}section.alt-bg{background:var(--accent-tint)}.section-head{max-width:62ch;margin-bottom:40px}.one-line{white-space:nowrap}@media (width<=640px){.one-line{white-space:normal}}.factor-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}@media (width<=900px){.factor-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=600px){.factor-grid{grid-template-columns:1fr}}.factor-card{background:var(--paper-raised);border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px}.factor-card .num{font-family:var(--font-mono);color:var(--accent-deep);margin-bottom:10px;font-size:.78rem;font-weight:700;display:block}.factor-card h3{margin-bottom:.35em;font-size:1.08rem}.factor-card p{margin:0;font-size:.9rem}.choosing-graphic{width:100%;max-width:600px;height:auto;margin:0 auto 40px;display:block}.persona-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}@media (width<=860px){.persona-grid{grid-template-columns:1fr}}.persona-card{background:var(--paper-raised);border:1px solid var(--line);border-radius:var(--radius-lg);border-top:3px solid var(--accent);padding:26px}.persona-card .step{font-family:var(--font-mono);letter-spacing:.08em;text-transform:uppercase;color:var(--accent-deep);font-size:.72rem;font-weight:700}.persona-card h3{margin:.4em 0 .35em}.persona-card p{margin:0;font-size:.92rem}.compare-table-wrap{background:var(--paper-raised);border:1px solid var(--line);border-radius:var(--radius-lg);-webkit-overflow-scrolling:touch;box-shadow:var(--shadow-card);overflow:auto hidden}table.compare-table{border-collapse:collapse;width:100%}table.compare-table th{text-align:left;font-family:var(--font-mono);letter-spacing:.08em;text-transform:uppercase;color:var(--ink-faint);border-bottom:1px solid var(--line);padding:14px 18px;font-size:.68rem}table.compare-table td{border-bottom:1px solid var(--line);vertical-align:middle;padding:16px 18px;font-size:.92rem}table.compare-table tr:last-child td{border-bottom:none}table.compare-table tr:hover td{background:#de29100d}.broker-cell{align-items:center;gap:12px;display:flex}.broker-logo-mark{border:1px solid var(--line);width:62px;height:38px;color:var(--ink);font-family:var(--font-mono);background:#fff;border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;padding:6px 8px;font-size:.8rem;font-weight:700;display:flex;overflow:hidden}.broker-logo-mark:hover{text-decoration:none}.broker-logo-mark img{object-fit:contain;width:auto;max-width:100%;height:auto;max-height:100%;display:block}.broker-cell .broker-name{font-weight:600}.broker-cell .broker-sub{color:var(--ink-faint);font-size:.76rem}.rank-badge{font-family:var(--font-mono);color:var(--ink-faint);font-weight:700}tr.is-top .rank-badge{color:var(--ink);background:var(--gold);border-radius:999px;padding:3px 10px;display:inline-block}td.score-cell{font-family:var(--font-mono);font-weight:700}@media (width<=700px){table.compare-table{min-width:640px}}@media (width<=560px){table.compare-table{font-size:.82rem}}.disclaimer-box{background:var(--paper-raised);border:1px solid var(--line);border-radius:var(--radius-md);color:var(--ink-faint);padding:22px 24px;font-size:.82rem;line-height:1.6}.disclaimer-box .label{font-family:var(--font-mono);letter-spacing:.1em;text-transform:uppercase;color:var(--danger);margin-bottom:8px;font-size:.68rem;font-weight:700;display:block}footer.site-footer{background:var(--ink);color:#fffcfbb3;margin-top:24px;padding:40px 0 24px}footer.site-footer .foot-top{flex-wrap:wrap;justify-content:space-between;align-items:flex-start;gap:24px;margin-bottom:28px;display:flex}footer.site-footer .foot-logo{font-family:var(--font-display);color:#fff;margin-bottom:8px;font-size:1.15rem}footer.site-footer a{color:#fffcfbb3;font-size:.86rem}footer.site-footer a:hover{color:#fff}footer.site-footer nav.foot-nav{flex-wrap:wrap;gap:20px;display:flex}footer.site-footer .foot-bottom{color:#fffcfb73;border-top:1px solid #ffffff1f;flex-wrap:wrap;justify-content:space-between;gap:8px;padding-top:18px;font-size:.78rem;display:flex}