Funding and access

AvaTrade review

How to fund and withdraw with AvaTrade, and what it costs to trade.

AvaTrade scores among the strongest we assess. Regulated by Central Bank of Ireland (C53877); ASIC (406684); BVI FSC (SIBA/L/13/1049); FSCA (45984); Japan FSA (1662); FFAJ (1574); ADGM FSRA (190018); CySEC (347/17); CMA Kenya (262); Israel Securities Authority, offering MetaTrader 4, MetaTrader 5, AvaTrade WebTrader, AvaTrade App, AvaOptions. What follows is drawn from the broker's own published material and covers the things that decide the account you end up with: who oversees them, what trading actually costs, and where the compromises sit.

Our rating

92/100

One rating, identical across our sites - only the way it is shown changes. It averages six assessments: regulation, trading costs, platforms, markets, support and education.

What it costs to trade

Spread from
0.9 pips
EUR/USD spread
0.9 pips
GBP/USD spread
1.5 pips
Commission
$0
All-in cost, EUR/USD
0.9 pips
Spread type
Variable
Overnight swap
Both: overnight funding applies; Islamic/swap-free accounts available
Inactivity fee
$50 after 3 consecutive months inactivity; $100 administration fee after 12 months where permitted
Currency conversion
Currency conversion spread/markup applies where account and instrument currencies differ

Spreads from 0.9 pips suggest an all-in account, where the broker's fee is built into the price rather than charged separately. There is usually no commission on top, which makes the cost easier to predict.

Quoted spreads are best-case figures on the most liquid pair, in normal conditions. What you actually pay widens around news and at the session open.

AvaTrade lists a minimum deposit of $100. Treat it as the cost of opening an account, not the cost of trading one - position sizing on a small balance is what tends to cause damage.

Markets and execution

Markets
Forex, Stocks, Indices, Commodities, ETFs, Bonds, Cryptocurrencies, FX Options
Currency pairs
50+
Total instruments
1,250+
Crypto CFDs
Yes
Maximum leverage
1:30 retail
Execution model
Market maker
Execution speed
Instant execution, typically under 1 second
Order types
Market, limit, stop, stop-loss, take-profit, trailing stop
Servers
Global data-centre infrastructure

Leverage is capped at 1:30 retail, which is the retail limit under tier-one regulation. It is a protection rather than a restriction: it caps how quickly a position can move against your balance.

AvaTrade covers forex, stocks, indices, commodities, etfs, bonds, cryptocurrencies, fx options. A wider range matters less than depth in the instruments you actually trade.

Funding options: visa, mastercard, bank wire, skrill, neteller and regional e-payment methods. Check withdrawal routes as well as deposit ones - they are often not the same, and the difference only becomes apparent when you try to take money out.

Platforms and tools

Platforms
MetaTrader 4, MetaTrader 5, AvaTrade WebTrader, AvaTrade App, AvaOptions
Own platform
Yes, WebTrader, AvaTrade App and AvaOptions
Mobile app
Both proprietary and third-party
Browser trading
Yes
Automated trading
Yes; MT4/MT5 Expert Advisors and automated strategies
Copy trading
AvaSocial; DupliTrade
Indicators
30+ MT4 indicators; 38+ MT5 indicators plus proprietary platform tools
Third-party tools
Trading Central, DupliTrade
API access
Yes

MetaTrader 4 remains the most widely supported platform for expert advisors. If you rely on an existing EA, this is usually the deciding factor.

MetaTrader 5 handles more asset classes and order types than MT4, but expert advisors are not compatible between the two - an MT4 EA will not run on it.

Regulation and safety

Regulated by
Central Bank of Ireland (C53877); ASIC (406684); BVI FSC (SIBA/L/13/1049); FSCA (45984); Japan FSA (1662); FFAJ (1574); ADGM FSRA (190018); CySEC (347/17); CMA Kenya (262); Israel Securities Authority
Regulator tier
Tier 1
Register entry
Central Bank of Ireland Register, C53877
Client money segregated
Yes
Held at
NatWest and Barclays for applicable entities; Commonwealth Bank in Australia; other regulated banks by entity
Negative balance protection
Yes
Compensation scheme
Irish Investor Compensation Scheme for eligible EU clients; no compensation scheme under several international entities
Audited by
Independent external auditors
Not available to
United States, Belgium, Iran, North Korea and other restricted/sanctioned jurisdictions

AvaTrade holds tier-one authorisations from ASIC and CySEC. That matters more than any headline spread: it determines your leverage cap, whether losses can exceed your deposit, and what happens to your money if the firm fails.

It also operates an offshore entity (FSC and FSA). Which one you are onboarded to depends on where you live, and the two carry very different protections - worth confirming before you deposit.

ASIC caps retail leverage at 1:30, requires negative balance protection, and obliges the broker to hold client money in a separate trust account.

CySEC licences passport across the EU and follow the 1:30 retail leverage cap, with the Investor Compensation Fund covering eligible claims.

The FSCA licenses derivative providers in South Africa without a fixed retail leverage cap, so headline leverage is often higher than an FCA or ASIC entity may offer.

Accounts

Minimum deposit
$100
Account types
Retail, Professional, Options, Spread Betting, Islamic, Demo
Account currencies
USD, EUR, GBP, AUD
Islamic account
Yes
Demo account
Yes, unlimited
Professional account
Yes
Minimum trade size
0.01 lots
Time to open
Typically a few minutes

Deposits and withdrawals

Deposit methods
Visa, Mastercard, bank wire, Skrill, Neteller and regional e-payment methods
Withdrawal methods
Original funding method, bank wire and supported e-payment methods
Deposit time
Cards/e-wallets generally instant; bank wire typically several business days
Withdrawal time
AvaTrade processing within 24 business hours; arrival depends on payment method
Minimum withdrawal
$100
Local payment methods
Skrill; Neteller and various country-specific e-payment solutions

Support and education

Support hours
Monday-Friday, 05:00-21:00 GMT for English support
Contact channels
Live chat, email, phone
Languages
15+ languages
Telephone
+353 76 680 5780
Email
customer@avatrade.com
Live chat response
Typically under 2 minutes
Education
Extensive: AvaAcademy, courses, articles, videos, tutorials, ebooks and live webinars
Research
Extensive: daily market analysis, Trading Central, trading signals, technical and fundamental analysis

The company behind the brand

Legal entity
Ava Trade Markets Ltd
Company number
1646989
Headquarters
Dublin, Ireland
Founded
2006
Publicly listed
No
Parent company
AvaTrade Group
Employees
500+
Also trades as
AvaTrade; AvaTradeGO; AvaOptions; AvaSocial