Funding and access
Spreadex review
How to fund and withdraw with Spreadex, and what it costs to trade.
Spreadex is workable, with clear compromises. Regulated by Financial Conduct Authority (FCA), FRN 190941, offering Spreadex Web Platform, Spreadex Mobile App, TradingView. What follows is drawn from the broker's own published material and covers the things that decide the account you end up with: who oversees them, what trading actually costs, and where the compromises sit.
Our rating
One rating, identical across our sites - only the way it is shown changes. It averages six assessments: regulation, trading costs, platforms, markets, support and education.
What it costs to trade
- Spread from
- 0.6 pips
- EUR/USD spread
- Variable; from 0.6 pips
- GBP/USD spread
- Variable; from 0.9 pips
- Commission
- $0 on forex
- All-in cost, EUR/USD
- From 0.6 pips
- Spread type
- Variable
- Overnight swap
- Both: daily/overnight funding may be charged or credited
- Deposit fee
- None on standard methods
- Withdrawal fee
- Generally none on standard methods; £25 for CHAPS
- Currency conversion
- Applicable where currency conversion is required
Spreads from 0.6 pips suggest an all-in account, where the broker's fee is built into the price rather than charged separately. There is usually no commission on top, which makes the cost easier to predict.
Quoted spreads are best-case figures on the most liquid pair, in normal conditions. What you actually pay widens around news and at the session open.
Spreadex lists a minimum deposit of $5. Treat it as the cost of opening an account, not the cost of trading one - position sizing on a small balance is what tends to cause damage.
Markets and execution
- Markets
- Forex, Shares, Indices, Commodities, Bonds, Options, ETFs, Interest Rates
- Currency pairs
- 60+
- Total instruments
- 10,000+
- Crypto CFDs
- No for UK retail clients
- Maximum leverage
- 1:30 retail; 1:200 professional
- Execution model
- Market maker / principal
- Execution speed
- Not publicly disclosed
- Order types
- Market, limit, stop, guaranteed stop, stop-loss and platform-specific orders
- Servers
- UK/global trading infrastructure
Leverage is capped at 1:30 retail; 1:200 professional, which is the retail limit under tier-one regulation. It is a protection rather than a restriction: it caps how quickly a position can move against your balance.
Spreadex covers forex, shares, indices, commodities, bonds, options, etfs, interest rates. A wider range matters less than depth in the instruments you actually trade.
Funding options: debit/credit card, apple pay, google pay, pay by bank, bank transfer, cheque. Check withdrawal routes as well as deposit ones - they are often not the same, and the difference only becomes apparent when you try to take money out.
Platforms and tools
- Platforms
- Spreadex Web Platform, Spreadex Mobile App, TradingView
- Own platform
- Yes
- Mobile app
- Proprietary
- Browser trading
- Yes
- Automated trading
- No MetaTrader EA support
- Copy trading
- No
- Indicators
- Advanced integrated technical indicators and drawing tools
- Third-party tools
- TradingView
- API access
- Not a standard retail offering
TradingView integration lets you trade from charts you may already use, removing the need to run a second platform for analysis.
Regulation and safety
- Regulated by
- Financial Conduct Authority (FCA), FRN 190941
- Regulator tier
- Tier 1
- Register entry
- FCA Financial Services Register, FRN 190941
- Client money segregated
- Yes
- Held at
- Approved UK banking institutions; specific bank not prominently disclosed
- Negative balance protection
- Yes, retail clients
- Compensation scheme
- FSCS protection for eligible clients, subject to applicable limits
- Audited by
- Independent statutory auditor
- Not available to
- Primarily UK-focused; availability depends on residency and jurisdiction
Spreadex holds a tier-one authorisation from FCA. That matters more than any headline spread: it determines your leverage cap, whether losses can exceed your deposit, and what happens to your money if the firm fails.
The FCA caps retail leverage at 1:30, mandates negative balance protection, and covers eligible clients under the Financial Services Compensation Scheme.
Accounts
- Minimum deposit
- $5
- Account types
- Spread Betting, CFD, Professional
- Account currencies
- GBP primarily
- Islamic account
- No
- Demo account
- Yes
- Professional account
- Yes, Spreadex Pro
- Minimum trade size
- From £0.01 per point on selected markets
- Time to open
- Online application; verification dependent
Deposits and withdrawals
- Deposit methods
- Debit/credit card, Apple Pay, Google Pay, Pay by Bank, bank transfer, cheque
- Withdrawal methods
- Pay by Bank, Visa/Mastercard, Apple Pay, Google Pay, bank transfer, cheque
- Deposit time
- Cards/digital payments generally instant; bank transfer dependent
- Withdrawal time
- Method-dependent; same-day CHAPS available
- Minimum withdrawal
- £5
- Local payment methods
- Pay by Bank / UK bank transfer
Support and education
- Support hours
- 24 hours Monday-Friday
- Contact channels
- Live chat, email, phone
- Languages
- Primarily English
- Telephone
- 08000 526 570 / +44 (0)1727 895 151
- fins@spreadex.com
- Live chat response
- Typically within minutes
- Education
- Extensive: Education Hub, beginner guides, trading essentials, strategy and risk-management content
- Research
- Market analysis, news, trading insights, charting and market information
The company behind the brand
- Legal entity
- Spreadex Limited
- Company number
- 03720378
- Headquarters
- St Albans, Hertfordshire, United Kingdom
- Founded
- 1999
- Publicly listed
- No
- Parent company
- Independent
- Employees
- Approx. 100-500
- Also trades as
- Spreadex
Information is regularly updated. Last compiled from Spreadex's own website on 26 August 2026.