Interactive Brokers deposits and withdrawals

Deposits and withdrawals

Available funding methods include Bank wire, ACH, direct bank transfer, check and country-specific banking methods. Processing times, limits, fees and availability vary by country, currency and account entity.

Withdrawals are stated at Typically 1-3 business days, against Instant to several business days depending on method for deposits. A gap between the two is normal and not in itself a warning sign - identity checks are a legal obligation, not obstruction. What is worth noticing is a withdrawal that keeps meeting new conditions after those checks are done.

Withdrawal routes: bank wire, ach and supported local banking rails. Money is usually returned by the route it arrived on, so the deposit method you pick is in effect the withdrawal method you are picking too.

The minimum withdrawal is No general minimum - relevant if you intend to fund the account lightly, since it sets the smallest amount you can take out at a time.

Identity, payment ownership and source-of-funds checks may be required before a withdrawal is processed.

Deposit methods

Bank wire, ACH, direct bank transfer, check and country-specific banking methods

Withdrawal methods

Bank wire, ACH and supported local banking rails

Deposit time

Instant to several business days depending on method

Withdrawal time

Typically 1-3 business days

Deposit fee

Generally none from IBKR

Withdrawal fee

One free withdrawal per calendar month, then fees apply

Minimum withdrawal

No general minimum

Local payment methods

Extensive country-specific bank-transfer methods

View withdrawal complaints about Interactive Brokers

Use a payment method held in your own name. The broker may reject third-party payments or require withdrawals to follow the original funding route.

Information last checked 26 August 2026. Account terms may differ by entity and country.