XM trading conditions

XM trading conditions

Trading conditions vary by account, platform, legal entity and client classification. The figures below reflect the latest information available to 88 Forex Brokers and should be confirmed before trading.

Spreads and commissions

XM advertises spreads from 0.8 pips on Standard. The stated commission is $0 on Standard and Ultra Low accounts. Typical or live pricing may be higher than the advertised minimum, particularly outside liquid trading hours or during volatile markets.

Spreads from 0.8 pips suggest an all-in account, where the broker's fee is built into the price rather than charged separately. There is usually no commission on top, which makes the cost easier to predict.

Quoted spreads are best-case figures on the most liquid pair, in normal conditions. What you actually pay widens around news and at the session open.

XM lists a minimum deposit of $5. Treat it as the cost of opening an account, not the cost of trading one - position sizing on a small balance is what tends to cause damage.

Spread type

Variable

EUR/USD average spread

Approx. 0.8 pips

GBP/USD average spread

Approx. 1.0 pip

Commission

$0 on Standard and Ultra Low accounts

All-in cost, EUR/USD

Approx. 0.8 pips

Leverage and margin

Maximum leverage is reported as 1:30, although the available limit depends on the account entity, instrument, client classification and local rules. Higher leverage increases both potential gains and losses and can lead to rapid account depletion.

Execution model

XM describes its execution model as Market maker / principal. The available information indicates an average execution speed of 99% of orders executed in under 1 second, order types of Market, limit, stop, stop-loss, take-profit, trailing stop and servers in London and global data-centre infrastructure. Execution labels are not standardised across the industry, so review the order-execution policy and conflict disclosures rather than relying on a single term.

Trading rules

Expert advisers

Yes; Expert Advisors and backtesting supported on MT4/MT5

Copy trading

Yes, XM Copy Trading

Negative balance protection

Yes

Scalping, Hedging, Stop-out level and Guaranteed stop loss: the broker does not publish enough information for us to confirm this trading condition.

Information last checked 26 August 2026. Account terms may differ by entity and country.