Swissquote deposits and withdrawals

Deposits and withdrawals

Available funding methods include Bank transfer, credit/debit card, Apple Pay, Google Pay and internal Swissquote account transfer. Processing times, limits, fees and availability vary by country, currency and account entity.

Withdrawals are stated at Typically 1-3 business days, against Cards generally instant; bank transfers typically 1-3 business days for deposits. A gap between the two is normal and not in itself a warning sign - identity checks are a legal obligation, not obstruction. What is worth noticing is a withdrawal that keeps meeting new conditions after those checks are done.

Withdrawal routes: bank transfer and internal swissquote account transfer. Money is usually returned by the route it arrived on, so the deposit method you pick is in effect the withdrawal method you are picking too.

The minimum withdrawal is No general minimum - relevant if you intend to fund the account lightly, since it sets the smallest amount you can take out at a time.

Identity, payment ownership and source-of-funds checks may be required before a withdrawal is processed.

Deposit methods

Bank transfer, credit/debit card, Apple Pay, Google Pay and internal Swissquote account transfer

Withdrawal methods

Bank transfer and internal Swissquote account transfer

Deposit time

Cards generally instant; bank transfers typically 1-3 business days

Withdrawal time

Typically 1-3 business days

Deposit fee

None for bank transfer; method-dependent otherwise

Withdrawal fee

Method/entity-dependent; bank transfer fees can apply

Minimum withdrawal

No general minimum

Local payment methods

SEPA; Swiss bank transfer and jurisdiction-specific local banking methods

View withdrawal complaints about Swissquote

Use a payment method held in your own name. The broker may reject third-party payments or require withdrawals to follow the original funding route.

Information last checked 26 August 2026. Account terms may differ by entity and country.