Trading 212 deposits and withdrawals

Deposits and withdrawals

Available funding methods include Bank transfer, debit/credit card, Apple Pay, Google Pay and regional payment methods. Processing times, limits, fees and availability vary by country, currency and account entity.

Withdrawals are stated at Method-dependent, against Many electronic methods instant; bank transfers take longer for deposits. A gap between the two is normal and not in itself a warning sign - identity checks are a legal obligation, not obstruction. What is worth noticing is a withdrawal that keeps meeting new conditions after those checks are done.

Withdrawal routes: bank transfer, cards and supported original payment methods. Money is usually returned by the route it arrived on, so the deposit method you pick is in effect the withdrawal method you are picking too.

The minimum withdrawal is Account/method dependent - relevant if you intend to fund the account lightly, since it sets the smallest amount you can take out at a time.

Identity, payment ownership and source-of-funds checks may be required before a withdrawal is processed.

Deposit methods

Bank transfer, debit/credit card, Apple Pay, Google Pay and regional payment methods

Withdrawal methods

Bank transfer, cards and supported original payment methods

Deposit time

Many electronic methods instant; bank transfers take longer

Withdrawal time

Method-dependent

Deposit fee

Free up to applicable threshold; 0.7% thereafter on certain methods

Withdrawal fee

Generally none internally

Minimum withdrawal

Account/method dependent

Local payment methods

iDEAL; Przelewy24; Klarna; BLIK and other regional methods

View withdrawal complaints about Trading 212

Use a payment method held in your own name. The broker may reject third-party payments or require withdrawals to follow the original funding route.

Account terms may differ by entity and country.