Trading.com review 2026

Is Trading.com regulated?

Trading.com is connected with 4 recorded regulatory licence or licences. The entity relevant to users in United Kingdom is Trading.com Markets UK Limited, reported as regulated by Financial Conduct Authority under licence number 705428.

The broker operates through multiple legal entities. The regulator and protections applying to an account depend on which entity accepts the client, not simply on the broker brand displayed.

Trading.com holds tier-one authorisations from ASIC, FCA, CySEC and CFTC/NFA. That matters more than any headline spread: it determines your leverage cap, whether losses can exceed your deposit, and what happens to your money if the firm fails.

ASIC caps retail leverage at 1:30, requires negative balance protection, and obliges the broker to hold client money in a separate trust account.

The FCA caps retail leverage at 1:30, mandates negative balance protection, and covers eligible clients under the Financial Services Compensation Scheme.

CySEC licences passport across the EU and follow the 1:30 retail leverage cap, with the Investor Compensation Fund covering eligible claims.

How safe is Trading.com?

Client money is held separately from the firm's own money, at Top-tier banks. That separation is what makes your balance recoverable if the company fails, rather than part of the pool its creditors divide up.

Negative balance protection applies, so a losing position cannot take the account below zero and leave you owing the broker money.

Covered by FSCS up to £85,000 for eligible UK clients; ICF up to €20,000 for eligible EU clients, which pays eligible clients up to its limit if the firm fails owing client money.

Verify licence with FCA

Trading.com trading conditions

Trading conditions vary by account, platform, legal entity and client classification. The figures below reflect the latest information available to 88 Forex Brokers and should be confirmed before trading.

Spreads and commissions

Trading.com advertises spreads from 0.6 pips on Trading Account. The stated commission is $0. Typical or live pricing may be higher than the advertised minimum, particularly outside liquid trading hours or during volatile markets.

Spreads from 0.6 pips suggest an all-in account, where the broker's fee is built into the price rather than charged separately. There is usually no commission on top, which makes the cost easier to predict.

Quoted spreads are best-case figures on the most liquid pair, in normal conditions. What you actually pay widens around news and at the session open.

Trading.com lists a minimum deposit of $50. Treat it as the cost of opening an account, not the cost of trading one - position sizing on a small balance is what tends to cause damage.

Spread type

Variable

EUR/USD average spread

Approx. 0.8 pips

GBP/USD average spread

Approx. 1.1 pips

Commission

$0

All-in cost, EUR/USD

Approx. 0.8 pips

Leverage and margin

Maximum leverage is reported as 1:30, although the available limit depends on the account entity, instrument, client classification and local rules. Higher leverage increases both potential gains and losses and can lead to rapid account depletion.

Execution model

Trading.com describes its execution model as Market maker / principal, matched-book hedging. The available information indicates an average execution speed of Under 1 second, order types of Market, limit, stop, stop-loss, take-profit, trailing stop and servers in Global financial data-centre infrastructure. Execution labels are not standardised across the industry, so review the order-execution policy and conflict disclosures rather than relying on a single term.

Trading rules

Expert advisers

Yes, MT5 Expert Advisors and algorithmic trading

Copy trading

No

Negative balance protection

Yes for eligible retail CFD clients

Scalping, Hedging, Stop-out level and Guaranteed stop loss: the broker does not publish enough information for us to confirm this trading condition.

Trading.com account types

Trading.com offers 3 reported account types. Compare the minimum deposit, spread model, commission, platform and eligibility before choosing an account.

A short account range, which usually means less to get wrong - the pricing you are shown is close to the pricing you get.

Base currencies: AUD, USD. Holding the account in the currency you fund it with avoids a conversion charge on every deposit and withdrawal - a cost that never shows up in a spread comparison.

The smallest position is 0.01 lots. For anyone starting carefully this matters more than the minimum deposit, because it sets the least you can put at risk on a single trade.

A demo account is available. Worth using for the platform rather than the results: fills are simulated, so it tells you how the software behaves but very little about execution.

Trading AccountInvestment AccountDemo

Minimum deposit

$50

Spreads from

0.6 pips

Commission

$0

Maximum leverage

1:30

Platforms

MetaTrader 5, Proprietary platform

Base currencies

AUD, USD

Available markets

Forex, Commodities, Indices, Shares

Minimum trade size

0.01 lots

Account opening time

Typically a few minutes

Demo account

A demo account is reported as available for testing the platform and practising with virtual funds. Demo pricing and execution may not match live conditions.

Islamic account

An Islamic or swap-free option is reported as not available. Alternative charges, holding limits or eligibility conditions may apply.

Trading.com fees and trading costs

The total cost of trading can include spreads, commissions, overnight financing, currency conversion, deposit or withdrawal charges and inactivity fees.

Advertised spreads start from 0.6 pips, but typical pricing may be higher.

The reported trading commission is $0.

Overnight financing applies to eligible positions at rates that can change.

The broker reports none internally for withdrawals.

An inactivity fee of $15 initial fee applies after 12 months, then $5/month.

A currency-conversion charge of Conversion at applicable exchange rate may apply.

Spreads from

0.6 pips

Commission

$0

Overnight financing

Both: overnight swaps may be charged or credited

Deposit fee

Not confirmed

Withdrawal fee

None internally

Inactivity fee

$15 initial fee after 12 months, then $5/month

Currency conversion

Conversion at applicable exchange rate

Fees can change and may differ by entity, platform, account or payment method. Confirm the full schedule before opening or funding an account.

Trading platforms and apps

Trading.com supports MetaTrader 5 and Proprietary platform. Availability can differ by account and legal entity.

MetaTrader 5 handles more asset classes and order types than MT4, but expert advisors are not compatible between the two - an MT4 EA will not run on it.

MetaTrader 5Proprietary platform

Proprietary platform

Yes

Web platform

Yes

Mobile app

Both proprietary and third-party

Charting

Dozens on MT5; advanced TradingView-powered indicators in Trading.com App

Third-party tools

MetaTrader 5, TradingView charting

Server locations

Global financial data-centre infrastructure

Automated and copy trading

The broker reports support for expert advisers and automated strategies. Automated strategies can fail, amplify losses or behave differently under changing market conditions.

The platform range is broad. Its main advantage is support for MetaTrader 5; the principal limitation is the absence of MetaTrader 4 and cTrader.

Markets available through Trading.com

The broker reports access to 1,400+ instruments across forex, commodities, indices and shares. Product availability depends on the account entity and platform.

Leverage is capped at 1:30 retail, which is the retail limit under tier-one regulation. It is a protection rather than a restriction: it caps how quickly a position can move against your balance.

The product range is strongest for forex, commodities and indices. Traders seeking metals and cryptocurrency cfds may need another broker.

ForexCommoditiesIndicesShares

Markets, as published

Forex, Stocks, Indices, Commodities, Thematic Indices

Total instruments

1,400+

Currency pairs

50+

Cryptocurrency CFDs

No

CFDs do not provide ownership of the underlying asset. Product terms, leverage and trading hours vary by market.

Deposits and withdrawals

Available funding methods include Credit/debit cards, bank transfer and jurisdiction-specific electronic payment methods. Processing times, limits, fees and availability vary by country, currency and account entity.

Withdrawals are stated at Typically 1-5 business days depending on payment method, against Cards generally instant; bank transfer typically 1-3 business days for deposits. A gap between the two is normal and not in itself a warning sign - identity checks are a legal obligation, not obstruction. What is worth noticing is a withdrawal that keeps meeting new conditions after those checks are done.

Withdrawal routes: bank transfer, cards and supported original funding methods. Money is usually returned by the route it arrived on, so the deposit method you pick is in effect the withdrawal method you are picking too.

The minimum withdrawal is $5 equivalent - relevant if you intend to fund the account lightly, since it sets the smallest amount you can take out at a time.

Identity, payment ownership and source-of-funds checks may be required before a withdrawal is processed.

Deposit methods

Credit/debit cards, bank transfer and jurisdiction-specific electronic payment methods

Withdrawal methods

Bank transfer, cards and supported original funding methods

Deposit time

Cards generally instant; bank transfer typically 1-3 business days

Withdrawal time

Typically 1-5 business days depending on payment method

Deposit fee

Not confirmed

Withdrawal fee

None internally

Minimum withdrawal

$5 equivalent

Local payment methods

Australian bank transfer and jurisdiction-specific local payment methods

View withdrawal complaints about Trading.com

Use a payment method held in your own name. The broker may reject third-party payments or require withdrawals to follow the original funding route.

Customer support

Trading.com provides support through Live chat, email, phone, virtual assistant during Monday-Friday, 08:00-16:00 GMT+2; virtual assistant 24/7. Supported languages include Multilingual.

Support runs Monday-Friday, 08:00-16:00 GMT+2; virtual assistant 24/7. Round-the-clock cover matters more than it sounds: a position held over a weekend or through an unexpected halt is exactly when you need somebody to answer.

Reachable by live chat, email, phone, virtual assistant. A published telephone number is the one channel that is hard to fake and hard to ignore, so whether there is one says more than the number of channels does.

Languages: Multilingual. Being able to raise a complaint in your own language is worth more than it appears, because complaints are where precision matters most.

Education: extensive: learning centre, tutorials, video tutorials, glossary, calculators and platform education. Treat broker-published material as an introduction rather than as advice - it is produced by a firm whose revenue rises when you trade more.

Support channels

Live chat, email, phone, virtual assistant

Support hours

Monday-Friday, 08:00-16:00 GMT+2; virtual assistant 24/7

Languages

Multilingual

Telephone

+61 2 7250 0016

Email

support.au@trading.com

Live chat response

Typically under 2 minutes

Research and market analysis

Daily Update, market research, trading tools and analysis

Education

Extensive: Learning Centre, tutorials, video tutorials, glossary, calculators and platform education

Is Trading.com a good broker?

Your decision should reflect your country, experience, preferred platform, trading costs and tolerance for financial and counterparty risk.

Trading.com is best considered by

• Traders who want a tier-one licence behind the account
• Traders who want a small first deposit
• Traders who want automated strategies
• Traders who want MetaTrader

Consider another broker if

• You require an Islamic account
• You require copy trading

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