XTB review
Regulation, trading conditions, fees, platforms and user experiences
Also known as X-Trade Brokers
Editorial review updated 26 August 2026 · Broker data checked 26 August 2026
- Editorial score
- 8.3/10How we scored XTB
- User rating
- No user ratings yet
- Regulatory status
- KNFFCACySECDFSA (DIFC)+1
- Country
- Poland
- Established
- Established 2002
- Website
- xtb.com
XTB may have a commercial relationship with 88 Forex Brokers. Paid placement is labelled separately and does not allow payment alone to determine the editorial score.
XTB is a forex and CFD broker associated with Poland. This profile reviews its regulatory records, trading conditions, platforms, fees and available user reports.
XTB is workable, with clear compromises. Regulated by KNF Poland; FCA (522157); CySEC (169/12); DFSA (F006316); FSC Belize (000000587 / 6442514); additional regional authorisations, offering xStation 5, XTB mobile app. What follows is drawn from the broker's own published material and covers the things that decide the account you end up with: who oversees them, what trading actually costs, and where the compromises sit.
XTB at a glance
- Broker name
- XTB
- Established
- 2002
- Headquarters
- Warsaw, Poland
- Legal entities
- XTB S.A.
- Regulatory status
- Regulated
- Minimum deposit
- $0
- Maximum leverage
- 1:500
- Trading platforms
- Proprietary platform
- Markets offered
- Forex, Commodities, Indices, Shares, ETFs, Cryptocurrency CFDs
- Account types
- Standard, Swap-Free/Islamic, Professional, Demo
- Demo account
- Available
- Islamic account
- Available
- Customer support
- Live chat, email, phone, 24/5
- Official website
- xtb.com
Our view of XTB
XTB stands out for a KNF licence, 24 years of operating history, a low minimum deposit of $0 and negative balance protection. The main issues to consider are an inactivity fee. Its suitability depends on the legal entity available in your country, the protection attached to that entity and whether its pricing and platform range match how you intend to trade.
Who XTB may suit
XTB may suit traders looking for a tier-one licence behind the account, a small first deposit and high leverage.
Who should consider alternatives
Consider alternatives if you require copy trading and MetaTrader, stronger regulatory protection or account terms that are not available through your local entity.
What stands out
- A KNF licence
- 24 years of operating history
- A low minimum deposit of $0
- Negative balance protection
- A compensation scheme
- A wide range of markets
What to consider
- An inactivity fee
What traders report about XTB
There are not enough eligible ratings to publish an aggregate user rating for XTB.
- Open cases
- 0
- Broker responded
- 0
- Resolved
- 0
- Unresolved
- 0
Community metrics describe the published dataset and do not establish that every client will have the same experience.
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How XTB scored
The editorial score is calculated from the broker information and assessment criteria described in our scoring methodology. It is separate from user ratings and sponsored placement.
Category scores may be unavailable where there is not enough reliable information. The overall score should not be treated as a guarantee of safety, performance or suitability.
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