XTB fees

XTB fees and trading costs

The total cost of trading can include spreads, commissions, overnight financing, currency conversion, deposit or withdrawal charges and inactivity fees.

Advertised spreads start from 0.5 pips, but typical pricing may be higher.

The reported trading commission is $0, Standard.

Overnight financing applies to eligible positions at rates that can change.

The broker reports none internally; payment-provider fees may apply for deposits.

The broker reports entity-dependent; generally free, but international account charges can apply to smaller withdrawals/e-wallets for withdrawals.

An inactivity fee of €10/month applies after 12 months without trading and 90 days without a deposit.

A currency-conversion charge of 0.5% may apply.

Spreads from

0.5 pips

Commission

$0, Standard

Overnight financing

Both: overnight financing may be charged or credited

Deposit fee

None internally; payment-provider fees may apply

Withdrawal fee

Entity-dependent; generally free, but international account charges can apply to smaller withdrawals/e-wallets

Inactivity fee

€10/month after 12 months without trading and 90 days without a deposit

Currency conversion

0.5%

Fees can change and may differ by entity, platform, account or payment method. Confirm the full schedule before opening or funding an account.

Information last checked 26 August 2026. Account terms may differ by entity and country.