XTB deposits and withdrawals
Review available payment methods, currencies, processing information, fees, limits and reported withdrawal issues.
Also known as X-Trade Brokers
Editorial review updated 26 August 2026 · Broker data checked 26 August 2026
- Editorial score
- 8.3/10How we scored XTB
- User rating
- No user ratings yet
- Regulatory status
- KNFFCACySECDFSA (DIFC)+1
- Country
- Poland
- Established
- Established 2002
- Website
- xtb.com
XTB may have a commercial relationship with 88 Forex Brokers. Paid placement is labelled separately and does not allow payment alone to determine the editorial score.
Review available payment methods, currencies, processing information, fees, limits and reported withdrawal issues.
Deposits and withdrawals
Available funding methods include Bank transfer, credit/debit card, Neteller, Skrill/Paysafe and regional payment methods. Processing times, limits, fees and availability vary by country, currency and account entity.
Withdrawals are stated at Typically 1-3 working days, against Cards/e-wallets generally instant; bank transfer typically 1-3 business days for deposits. A gap between the two is normal and not in itself a warning sign - identity checks are a legal obligation, not obstruction. What is worth noticing is a withdrawal that keeps meeting new conditions after those checks are done.
Withdrawal routes: bank transfer, card, skrill, neteller and supported regional methods. Money is usually returned by the route it arrived on, so the deposit method you pick is in effect the withdrawal method you are picking too.
The minimum withdrawal is $0 generally; international entity charges $30 below $50 - relevant if you intend to fund the account lightly, since it sets the smallest amount you can take out at a time.
Identity, payment ownership and source-of-funds checks may be required before a withdrawal is processed.
- Deposit methods
- Bank transfer, credit/debit card, Neteller, Skrill/Paysafe and regional payment methods
- Withdrawal methods
- Bank transfer, card, Skrill, Neteller and supported regional methods
- Deposit time
- Cards/e-wallets generally instant; bank transfer typically 1-3 business days
- Withdrawal time
- Typically 1-3 working days
- Deposit fee
- None internally; payment-provider fees may apply
- Withdrawal fee
- Entity-dependent; generally free, but international account charges can apply to smaller withdrawals/e-wallets
- Minimum withdrawal
- $0 generally; international entity charges $30 below $50
- Local payment methods
- Country-specific bank transfers, cards and electronic payment systems
View withdrawal complaints about XTB
Use a payment method held in your own name. The broker may reject third-party payments or require withdrawals to follow the original funding route.
Information last checked 26 August 2026. Account terms may differ by entity and country.
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